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A soft credit check has no impact on your credit score and allows us to offer a $0 upfront cost Sunscription. To participate, we require all subscribers to authorize a soft credit check.

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I have frozen my credit. What should I do?

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If you have frozen access to your credit information, click Unfreeze it Now by obtaining a single-use PIN . Once you obtain a PIN from Experian's website, return here and enter the PIN + your name + email into this form below. This will allow us access to your score securely.

Can I skip this?

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You can skip this step for now, but before you start your Sunscription, you'll need to complete this process.